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Regal 38i83 Team | Regal Regulatory Brief | Edition: 15 October 2026 This Week at a Glance FCA enforcement action: Three individuals arrested in a major joint FCA/NCA insider dealing operation on 13 October; two financial advisers pleaded guilty to fraud causing £2 million in client losses. (FCA, 13 October 2026) Motor finance redress timeline confirmed: The FCA confirmed the Upper Tribunal will hear legal challenges to its motor finance compensation scheme from 16 to 26 Febr

Regal 38i83 Team | Regulatory Insight The FCA's supervisory focus on financial crime controls in payment institutions and e-money firms has sharpened considerably. A multi-firm review published by the FCA in November 2025, building on its March 2024 Dear CEO letter to Annex 1 firms, identified widespread deficiencies in how regulated businesses assess and manage money laundering and terrorist financing risk. For UK fintechs, the findings are a direct signal of where superviso

Regal 38i83 Team | Regulatory Insight The FCA's overhaul of safeguarding rules for payment institutions and e-money institutions came into force on 7 May 2026. For many firms, this is the most significant change to their operational compliance obligations in years. If your firm has not yet assessed its position against the new requirements, now is the time to act. This article sets out what has changed, what firms are now expected to do, and where the most common gaps are lik

Regulatory compliance for financial services is the process of ensuring that financial institutions follow the laws and regulations that...