We help you master the Regulatory Matrix – Stay ahead of Changes – Be positively competitive

Regal 38I8 is a Fintech offering alternative financial services based on Green Finance – We offer services to both  private and corporate clients.

We help financial institutions adopt new technologies and transform into our alternative ethical way of operating.

We offer several solutions:

  •      OII3 Virtual Bank  linked to our International New World Islamic RegTech Hub “IslaReg”. 
  •      We provides a centralised regulatory tool allowing every member of staff to easily understand what Regulation requirement they have to comply with  by visualising how all Regulations’ principles are interlinked to each other. ReGal 38I83 concept has recently been praised by Charles Randell, Chair of the FCA, during Reuters Conference :  “Compli Save ance with Regulatory Framework should not be a “box ticking” exercise but compliance with Regulatory Principles”.
  •     New Payment solution “Cristal Card 369” which provides AML/KYC verification within one click.
  •     HG2 – New ethical trading platform linked to our own Virtual Currency (VII9 – Vibrain – ICE).
  •     Flyup.today : Innovative Start-up concept – Innovation/Transformation department bubble for financial Services.


Unique Expertise – Providing you with Mentorship tailored Training

With a wealth of experience, a sharp eye for detail and a critical mind, we will enhance your business. We are not your usual consultancy firm, when you sign up with us; we become partners for life and we will always be around to guide you and provide you with what you need to stay at the top (no hidden fees, no extra paperwork). We represent the future of Regulatory Compliance : where Artificial intelligence meets Emotional Intelligence.

Genius Growth – Grow your Business by empowering your staff.

Taking Entrepreneurs to the next level – We provide you with a unique vision on shared principles.

  • Looking to develop your business but not sure how?

  • Need help planning or executing your next project?

Let us guide you. Any organization can move forward with small incremental changes, but building for the future in today’s rapidly evolving environment means taking bold chances and making insightful decisions.


After having worked for years in financial services, Hanifa Azri, our founder is changing the way banking has been wrongly done for decades. She partnered with Fabrizio Francone , Associate Director to create ReGal 38I83 an Matt Elton. Their common mission: Transform the Financial Services by creating an alternative virtual system linked to an international Regulatory body   for  Fintech. Fintech Corporation #together we can.

They have a unique expertise in all major European Regulations (MAR / MiFID 2 / PSD2 / GDPR…), Financial products and Crypto-currencies. Hanifa is part of the EBA Working group on Crypto-Currencies Regulations.

  • They Care about people; this is why they are the best at what they do.

  • They do things their own way; “a Company with a Heart”.

  • They give a fair percentage of all their proceeds to charities (happysimilarities.org) contributing to the welfare of our Planet’s Ecosystem.

  • Alchemists & Catalysts – They transform the broken financial system into an open (968) ethical model…..A single noble vision with infinite possibilities..

Regal 38I83 already partner with several high streets banks and works closely with Regulators.

100% transparent, welcoming all talents from all horizons; promoting diversity and believe in a plural world made of singularities. Fluent in most languages, fast, reliable and always up to the next challenge….If you want to join the team please contact us @ talent@regal38i83.com


Hanifa Azri
Hanifa AzriFounder & CEO
Expert in Regulatory Compliance within financial services. Mentor and visionary, Innovative and Disruptive thinker. Hanifa is passionate about Art, and fully dedicated to protect our Planet. Hanifa is also the founder of IRIS3, a creative social media sphereform, Watch4art, two charities: #Happychildren – Happysimilarities.org
Fabrizio Francone
Fabrizio FranconePartner - Chief Technical Officer
Fabrizio is an expert in new technology and disruptive thinking. He has worked for High Tech Group before joining us, specializing in mastering new market. He is passionate about art and fully dedicated to protect our Planet’s eco-system.
Steve Johnson
Steve Johnson Talent Finder
After a thriving career in many different businesses, ReGal-38I83 was pleased to welcome Steve to the team. As a motivated, results-oriented collaborator, He is building a strong team. Steve is passionate about Astronomy and Vegan Gastronomy.
Kev Jefcoate
Kev JefcoateHead of Marketing & Sales
Kev has more than 20 years experience in marketing and sales within financial industry and will be expanding our brand worldwide.
Exclusive developers for Regal 38i83.
Strong understanding of startup needs, wealth of experience and trustworthy.



  • Regal 38i83

  • Level 39 – One Canada Square

  • London E14 5AB