Regal 38I8 is a Green Fintech offering alternative financial services based on Green Blockchain.  We are expert in Green and Sustainable Economy and developing growth through Green changes.

We offer several solutions:

  •     OIII3 BANK : Self-Sustainable Green financial Ecosystem using Green Blockchain, unifying Emerging Countries (EC) Green Economy

  •     Regal 11: Regulatory  & Compliance tool using artificial intelligence; linking Eastern and Western Regulations into One

  •     New Payment solution “Cristal Card 369” which provides AML/KYC verification within one click

  •     HG2 – New ethical trading platform using only Green Commodities and meeting International targets  on Climate changes

  •     http://www.flyup.today/ – Innovative Accelerator  combining Family-Work-Social life together for Emerging Countries (EC)



Strong Technical Guidance: We provide long term solution to fit the need of our clients; sound pragmatic and honest recommendation to meet mandatory compliance and business growth.

Unique subject matter experts: Our consultants have excellent expertise in all international Regulations and new Technologies, most of them are part of the International Advisory Committee (IAC) on Green Economy. They are all expert in Green & Sustainable finance, Green Blockchain and they are all dedicated to facilitate the transition to the Circular green economy as prescribed by the UN.

Transparent project management:  We have the best project management methods and have always exceeded our clients expectations. We provide a fair and transparent cost to our clients with a continuous follow-up.

Training : We provide tailored training to all members of staff as part of our projects implementation; training comprises all mandatory regulations with a special focus on green and sustainable finance, green blockchain, digitalisation and virtual currency.

Business Growth through Green Implementation

  • Looking to develop your business but not sure how?  We help companies to grow through the implementation of Green and Sustainable Guidelines.

  • Need help planning or executing your next project? We help companies implement their  green project internationally providing them with rapid growth and contributing to the well being of our eco-system.

Let us guide you through the Green Revolution. Any organization can move forward with small incremental changes, but building for the future in today’s rapidly evolving environment means taking bold chances and making insightful decisions. This is what we can specialise in; turning businesses into Green successful companies compliant with green economy principles.


After having worked for years in financial services and legal services, Hanifa Azri, our founder is providing people with a sustainable alternative way to bank. Together with Fabrizio Francone and Usman Naeem, they have built the new financial system of tomorrow which will allow Emerging Countries (EC) to meet their target for 2030 as set by the UN. They are providing a unique common vision to EC, allowing a unified self-regulated Green Blockchain system for the people.

They have a unique expertise in all major International Regulations and the capacity to link them together into an accessible framework for all. Hanifa, Fabrizio and Usman are all part of the International Advisory Committee (IAC) Working Group on Green & Sustainable Finance and Green Blockchain.

  • They Care about people; this is why they are the best at what they do.

  • Unique business model; “a Green Fintech with a Heart”.

  • Unifying Emerging Countries (EC) into the strongest international powerhouse.

Regal 38I83 already partner with the best Green Companies and works closely with Regulators worldwide.​
100% transparent, welcoming all talents from all horizons; promoting diversity and believe in a plural world made of singularities. Fluent in most languages, fast, reliable and always up to the next challenge. If you want to join the team please contact us @ talent@regal38i83.com


Hanifa Azri
Hanifa AzriFounder & CEO
Expert in Regulatory Compliance within financial services.
Before setting up Regal 38i83, Hanifa was acting as lawyer in International Sanctions Disputes, then worked in various compliance and Regulatory roles in International Banks. Mentor and visionary, Innovative and Disruptive thinker. Hanifa is passionate about Art, and Human Rights and fully dedicated to make Emerging Countries (EC), the leader in Green Finance.
Fabrizio Francone
Fabrizio FranconePartner - Chief Technical Officer
Fabrizio is an expert in new technology and disruptive thinking. He has worked for High Tech Group before joining us, specializing in mastering new market. He is passionate about art and fully dedicated to protect our Planet’s eco-system.
Steve Johnson
Steve Johnson Talent Finder
After a thriving career in many different businesses, ReGal-38I83 was pleased to welcome Steve to the team. As a motivated, results-oriented collaborator, He is building a strong team. Steve is passionate about Astronomy and Vegan Gastronomy.
Samira Mohammed
Samira Mohammed Head of Marketing
Samira has Fifteen years of achievements as corporate communications and strategic marketing professional of which Ten years within the banking industry and Five years across multiple industries.
Muhammad Usman Naeem
Muhammad Usman NaeemExecutive Head of PMO
Muhammad Usman Naeem has been actively involved in project management and academics. With a career spanning over two decades, he has successfully managed and delivered multi-million projects and programmes across the UK, South East Asia and the USA. He is well experienced at leading multi-disciplinary teams working on large scale projects across several different areas.

As a passionate Academic, Usman is involved in studies and research related to project management covering a wide array of topics including Virtual Team & Online Collaborative working, project governance & compliance, management of project change and risk. He has been actively providing coaching to undergraduate students on various subjects including computer science, project management, information management and data analysis, databases, and programming languages.

He enjoys coaching and mentoring corporate teams; formally (through internal coaching networks) and informally (through line management).

Exclusive developers for Regal 38i83.
Strong understanding of startup needs, wealth of experience and trustworthy.



  • Regal 38i83

  • Level 39 – One Canada Square

  • London E14 5AB